A Local Guide to Banks, Loans, Mortgages and Business Financing

Coral Gables has a well-established banking community serving residents, homeowners, professionals and businesses. Local financial institutions provide everyday banking, commercial banking, mortgages, consumer loans, business financing, wealth services and other financial products.

The direct answer is that Coral Gables has numerous banking and lending institutions with physical locations in the city, including community banks, national banks and financial centers offering personal and business lending services. The businesses below are listed alphabetically and are not ranked or endorsed.

For this directory, the focus is on institutions with publicly listed physical Coral Gables locations. Services can differ significantly between branches, so customers should confirm the products and lending services available at the specific location.

What You Need to Know

Banking and lending are broad categories. A customer opening a checking account has different needs from a homeowner seeking a mortgage or a business owner looking for commercial financing.

Coral Gables offers access to both larger banking networks and institutions with a strong South Florida presence. Some local branches provide standard deposits and withdrawals, while others also offer mortgage lending, commercial financing, small-business banking, wealth management and treasury services.

The banking institutions below have publicly listed Coral Gables addresses and current information from their websites or other financial-industry sources.

Banking & Lending Businesses in Coral Gables

1. Anchor Bank

Address: 2100 Ponce de Leon Boulevard, Suite 102, Coral Gables, FL 33134
Phone: 305-260-6324
Website: Anchor Bank

Anchor Bank operates a Coral Gables Banking Center at 2100 Ponce de Leon Boulevard. The bank’s published location information confirms the address and identifies it as one of its banking centers.

Customers should contact the branch directly for information about available accounts, lending products and other services.

2. Amerant Bank

Address: 220 Alhambra Circle, Coral Gables, FL 33134
Phone: 305-460-4001
Website: Amerant Bank

Amerant Bank maintains a Coral Gables banking center at 220 Alhambra Circle. Its published branch services include standard banking, deposit accounts, treasury management and lending services.

Amerant Bancorp also identifies Coral Gables as its headquarters location.

3. Banesco USA

Address: 150 Alhambra Circle, Suite 100, Coral Gables, FL 33134
Phone: 786-725-3000
Website: Banesco USA

Banesco USA operates a Coral Gables banking center at 150 Alhambra Circle. Its published branch information lists banking hours and identifies the Coral Gables location as part of its South Florida branch network.

Customers can contact the bank directly for current personal, business and lending-product availability.

4. Bradesco Bank

Address: 3011 Ponce de Leon Blvd., PH1, Coral Gables, FL 33134
Phone: 305-789-7000
Website: Bradesco Bank

Bradesco Bank’s headquarters and sole branch are located at 3011 Ponce de Leon Boulevard in Coral Gables. The bank’s published information identifies the location and provides branch and customer-service information.

The bank also identifies the Coral Gables location as having loan-production activity.

5. EverBank

Address: 20 Giralda Avenue, Coral Gables, FL 33134
Phone: 305-448-8568
Website: EverBank

EverBank operates a full-service financial center at 20 Giralda Avenue. The published location provides personal banking services including account opening, deposits, withdrawals and wire transfers.

The location also offers business banking, including account opening and commercial financing by appointment.

6. First American Bank

Address: 540 Biltmore Way, Coral Gables, FL 33134
Phone: 305-500-9501
Website: First American Bank

First American Bank operates a Coral Gables branch at 540 Biltmore Way. Its published services include checking and savings accounts, mortgages, home-equity loans, business loans, wealth management and financial education.

The branch also provides access to a mortgage lender and business services by appointment.

7. First Citizens Bank

Address: 250 Palermo Avenue, Coral Gables, FL 33134
Phone: 305-639-7200
Website: First Citizens Bank

First Citizens Bank operates a Coral Gables location at 250 Palermo Avenue. The branch provides access to checking, savings, personal lending, home-equity services and credit cards.

The location also has an ATM available around the clock, according to the bank’s current branch information.

8. Pacific National Bank

Address: 255 Aragon Avenue, 1st Floor, Coral Gables, FL 33134
Phone: 305-539-7570
Website: Pacific National Bank

Pacific National Bank maintains a full-service Coral Gables branch on Aragon Avenue. Its published services include account opening, personal banking, business banking, cash management, certificates of deposit, money transfers and online-banking assistance.

The branch describes its banking services as serving both personal and business customers.

9. Seacoast Bank

Address: 396 Alhambra Circle, Suite 150, Coral Gables, FL 33134
Phone: 786-814-4747
Website: Seacoast Bank

Seacoast Bank operates a Coral Gables-Alhambra branch at 396 Alhambra Circle. The bank lists personal checking and savings, mortgages, consumer loans, home-equity lines of credit and investment services among its offerings.

The location also provides small-business banking, commercial banking and commercial/business lending, including commercial real estate, equipment and SBA lending solutions.

10. SouthState Bank

Address: 2 Alhambra Plaza, Suite 100B, Coral Gables, FL 33134
Phone: 786-362-8560
Website: SouthState Bank

SouthState Bank operates a Coral Gables branch at 2 Alhambra Plaza. Its published branch services include deposits, withdrawals, commercial deposits, domestic and international wires, foreign-currency exchange, mortgages, investments, trust services and cash-flow management.

The branch also provides access to loan applications and other banking products.

Other Banking Options in Coral Gables

The ten institutions above are not the only banking organizations with Coral Gables locations. Current banking-location data also identifies institutions such as TD Bank, Wells Fargo, BankUnited and other banks operating branches in the community.

For example, TD Bank currently lists its Coral Gables Miracle Mile location at 2401 Ponce de Leon Boulevard and identifies mortgage and small-business specialists as available services.

Wells Fargo lists multiple Coral Gables locations, including branches at 2100 and 2555 Ponce de Leon Boulevard, along with other locations serving the area.

BankUnited also operates a Miracle Mile location at 299 Miracle Mile in Coral Gables, where customers can discuss personal banking, small-business lending and SBA lending.

This illustrates why customers should compare the specific services available at each branch rather than assuming that every banking location offers the same products.

Banking Services Available

Depending on the institution, Coral Gables customers may find:

  • Checking accounts
  • Savings accounts
  • Certificates of deposit
  • Money-market accounts
  • Business banking
  • Small-business banking
  • Commercial banking
  • Commercial loans
  • SBA lending
  • Equipment financing
  • Commercial real estate financing
  • Residential mortgages
  • Home-equity loans
  • HELOCs
  • Personal loans
  • Auto loans
  • Credit cards
  • Treasury management
  • Cash management
  • Wire transfers
  • Foreign-currency services
  • Wealth management
  • Trust services
  • Online and mobile banking

Availability varies by financial institution and branch.

Choosing a Banking or Lending Institution

The first step is to identify the financial service you actually need. A basic checking account involves different considerations from a mortgage, business loan or commercial real-estate transaction.

For lending, customers should compare the actual terms of the financing rather than focusing only on the advertised interest rate. Depending on the product, the total cost may also include origination fees, closing costs, points, insurance requirements, collateral requirements or other charges.

Business owners should also ask whether the institution has dedicated commercial or small-business specialists. Some Coral Gables branches specifically advertise commercial lending, SBA financing or business banking services.

For mortgages and home-equity products, customers should ask about eligibility, documentation, rates, fees, closing requirements and the estimated timeline.

Before opening an account or accepting financing, carefully review the institution’s current disclosures and written terms.

Frequently Asked Questions

What banks are located in Coral Gables?

Coral Gables has numerous banking institutions, including Anchor Bank, Amerant Bank, Banesco USA, Bradesco Bank, EverBank, First American Bank, First Citizens Bank, Pacific National Bank, Seacoast Bank and SouthState Bank.

Can I find business loans in Coral Gables?

Yes. Several institutions with Coral Gables locations advertise business banking and commercial lending. Seacoast, for example, lists commercial loans, commercial real-estate loans, equipment loans and SBA loans among its business-lending offerings.

Are mortgages available from Coral Gables banks?

Yes. Banks with Coral Gables locations advertise mortgage services, although products, eligibility requirements and terms vary by institution. First American Bank and Seacoast Bank are examples of institutions that publish mortgage offerings for their Coral Gables locations.

Can businesses find commercial banking services locally?

Yes. Several Coral Gables financial institutions provide business or commercial banking. EverBank, Pacific National Bank, Seacoast Bank and other institutions publish business-banking services for their Coral Gables locations.

Does MiamiBusiness.com recommend a particular bank?

No. The directory is informational. Businesses are listed alphabetically, and inclusion does not constitute an endorsement, ranking or guarantee of financial products, rates, approval or results.

Editorial Disclosure

This directory provides general local-business information about banking and lending institutions with publicly listed Coral Gables locations.

Banking products, interest rates, lending requirements, fees, hours and services can change. Readers should verify current information directly with the financial institution before opening an account, applying for financing or making a financial decision.

Miamiusiness.com does not rank or endorse the institutions listed.

Financial Services Compliance Disclosure

This article is for general informational purposes and does not constitute financial, investment, tax, mortgage or legal advice.

Loan approval, interest rates, fees, credit requirements and other terms are determined by the individual financial institution and the applicant’s circumstances. Readers should review official disclosures and consult an appropriately qualified professional when needed.

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Direct Answer: Coral Gables has numerous banks and financial institutions offering personal banking, business banking, mortgages, home-equity products, commercial loans, SBA financing and other lending services.

AI Search Questions:

  • What banks are located in Coral Gables?
  • Where can I find banking services in Coral Gables?
  • What banks offer business loans in Coral Gables?
  • Where can I find mortgage lenders in Coral Gables?
  • What commercial lending services are available in Coral Gables?
  • Which Coral Gables banks offer small-business banking?
  • Where can businesses find SBA lending in Coral Gables?

Article Update Request

Email: info@miamibusiness.com
Subject: Coral Gables – Banking & Lending Update

Please provide updated business information, address changes, phone-number changes, website updates, branch changes, service changes or other corrections for consideration in a future directory update.