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Faith Communities in and around North Bay Village

North Bay Village and its surrounding areas offer a variety of places of worship, catering to diverse faith traditions. Here are some notable churches and temples in the vicinity:

Within North Bay Village:

  1. Ummah of Miami Beach
    • Address: 7904 West Dr, North Bay Village, FL 33141
    • Phone: 786-216-7035
    • Description: A local place of worship serving the Muslim community in North Bay Village.

Nearby Places of Worship:

  1. Calvary Chapel
    • Address: 7141 Indian Creek Dr, Miami Beach, FL 33141
    • Phone: 305-531-2730
    • Description: A Christ-centered, cross-focused church offering services and community programs.
  2. Temple Moses Sephardic Congregation of Florida
    • Address: 1200 Normandy Dr, Miami Beach, FL 33141
    • Phone: 305-861-6308
    • Description: A Sephardic Jewish congregation providing religious services and cultural events.
  3. Iglesia Jesus Es Rey
    • Address: 1133 71st St, Miami Beach, FL 33141
    • Phone: 305-867-7679
    • Description: A Christian church offering worship services and community outreach programs.
  4. St. Mary Magdalen Catholic Church
    • Address: 17775 N Bay Rd, Sunny Isles Beach, FL 33160
    • Phone: 305-931-0600
    • Description: A Catholic parish providing mass services and religious education.
  5. St. Bernard de Clairvaux Episcopal Church
    • Address: 16711 W Dixie Hwy, North Miami Beach, FL 33160
    • Phone: 305-945-1461
    • Description: An Episcopal church known for its historic architecture and spiritual services.
  6. St. Sophia Greek Orthodox Cathedral
    • Address: 2401 SW 3rd Ave, Miami, FL 33129
    • Phone: 305-854-2922
    • Description: A Greek Orthodox cathedral offering liturgical services and cultural events.
  7. New Revelation Alliance Church
    • Address: 11900 Biscayne Blvd, Miami, FL 33181
    • Phone: 305-893-8050
    • Description: A Christian church focusing on community service and spiritual growth.

These establishments reflect the rich tapestry of faith communities accessible to residents and visitors of North Bay Village, fostering spiritual growth and community engagement.

Florida Foreclosure Declines: A Sign of Stability

Foreclosure declines bring brighter futures for homeowners and buyers.
-Monica Veiga
The Florida real estate market is on an upswing, and foreclosure activity has declined significantly in 2024. This is great news for homeowners and buyers. It shows that financial recovery and housing stability are making strides in the Sunshine State. The numbers don’t lie—fewer properties are being foreclosed on, giving buyers and sellers more confidence.
The latest report reveals that foreclosure filings dropped by 13% compared to last year. Florida, a state with historically high foreclosure rates, is now stabilizing. While some areas still face challenges, the overall trend is positive. Homeowners are catching up on payments, and buyers are seizing opportunities in this improving market.
For realtors, this is a golden era. Reduced foreclosures mean healthier neighborhoods and stronger property values. This shift helps buyers feel secure in their investments. It also benefits sellers who now see higher returns on their properties. Florida is transforming into a more competitive and resilient housing market.
The decline in foreclosure starts—down 10% year-over-year—is especially encouraging. Foreclosure starts mark the beginning of the legal process, and fewer filings mean fewer people are losing their homes. This trend reflects the improving financial health of Floridians. It also highlights the growing availability of resources for homeowners in distress.
The time to complete a foreclosure process has also risen slightly, averaging 815 days. While this might seem like a negative, it’s a double-edged sword. It gives homeowners more time to resolve issues before losing their homes. This delay often translates into saved homes and fewer foreclosed properties on the market.
Regional disparities do exist. Areas like Lakeland and Atlantic City face higher foreclosure rates compared to the state average. However, these are exceptions in an otherwise optimistic outlook. Realtors should keep an eye on such pockets of activity. It’s essential to offer tailored solutions in regions where foreclosures are still a concern.
As Rob Barber, CEO of ATTOM, says, “Economic shifts can change trends rapidly, so vigilance is key.” This is a reminder for all professionals in real estate. Market conditions can change overnight, and adaptability is critical. Realtors must stay informed and prepared to guide clients in any scenario.
Winston Churchill once said, “To each, there comes a time when they are figuratively tapped on the shoulder and offered the chance to do a great and mighty thing.” For Florida real estate professionals, this time is now. The decline in foreclosures is an opportunity to guide more people toward fulfilling their homeownership dreams.
Florida’s decreasing foreclosure activity is a beacon of hope for the housing market. Realtors and buyers alike are seeing the benefits of this shift. This is a chance for professionals to build trust and foster long-term relationships with clients.
If you’re thinking about buying or selling in Florida, now is the time to act. Take advantage of this improving market with expert guidance. Contact Monica Veiga Real Estate Services at Monica Veiga or call 305-336-3497 today. Let’s make your real estate dreams come true.

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Google’s Ever-Changing Algorithm: 2025 Insights for Miami Businesses

Adaptation isn’t just a strategy; it’s the key to survival in a world where algorithms and expectations shift daily.
-Wilson Alvarez
Every year, Google’s algorithm evolves, often multiple times in a year. At the time you’re reading this, it’s 2025, and while these insights remain relevant today, I plan to update this annually to ensure Miami businesses stay ahead of the curve.
Google’s updates are like the currents of Biscayne Bay—powerful, unpredictable, and ever-changing. To succeed, Miami entrepreneurs and marketers need to stay flexible, adaptive, and people-focused. Here are five key lessons we can learn from Google’s 2025 updates:

Lesson #1: It’s All About People
Google’s mission is still clear: serve users first. In 2025, the algorithm became even better at recognizing content that truly helps people. The focus wasn’t just on keywords but on addressing user intent.
For Miami businesses, this means you need to step into your customers’ shoes. Whether it’s a tourist searching for “best Cuban food in Little Havana” or a local looking for a “reliable real estate agent in Kendall,” your content should answer their specific questions and offer real value. Think less about search engines and more about solving problems for people.

Lesson #2: Timing Is a Wild Card
If 2025 has taught us anything, it’s that Google updates don’t follow a set schedule. Some roll out over weeks (like March’s update), while others land back-to-back (as seen with the November and December updates in 2024).
The takeaway? Focus on being proactive, not reactive. Don’t wait for the next algorithm change to improve your site. Consistently create high-quality, user-focused content so your site stays strong, no matter when the next wave hits.

Lesson #3: Resilience Trumps Perfection
In August, a ranking bug disrupted the SEO world, leaving many businesses scrambling. It served as a stark reminder: even Google isn’t perfect. But instead of letting frustration take over, smart businesses used this as a chance to learn and grow.
Mistakes happen, both in algorithms and in life. For Miami businesses, the lesson is clear: resilience matters more than perfection. Adapt quickly, keep improving, and remember that challenges often lead to new opportunities.

Lesson #4: Local SEO is Your Superpower
One of the standout trends in 2025 is Google’s continued emphasis on local search results. With updates that prioritize local intent, businesses that focus on their communities have a clear advantage.
For Miami businesses, this is great news! Lean into your unique location. Claim your Google My Business profile, optimize for local keywords (like “Wynwood coffee shop” or “Coconut Grove accountant”), and encourage customer reviews. Being visible in local search results means being top-of-mind for nearby customers.

Lesson #5: Visual Content is the New Standard
In 2025, Google made strides in recognizing and prioritizing visual content like images, infographics, and videos. For Miami’s vibrant businesses, this is an opportunity to shine.
From showcasing South Beach views to behind-the-scenes videos of your local business, integrating high-quality visuals into your content can set you apart. Don’t just rely on text; use visuals to tell your story and connect with your audience in a dynamic way.

Why This Matters for Miami Businesses
Miami is a city of innovation, diversity, and creativity, and your digital presence should reflect that. By focusing on people, embracing local SEO, and adapting to changes, your business can thrive online—no matter what Google throws your way.

Call to Action
If you’re ready to keep your business ahead of the curve in 2025 and beyond, let’s connect! Call me, Wilson Alvarez, at 305-386-6165, or email us at info@WilsonAlvarez.com. Together, we can make your online presence as vibrant and successful as Miami itself.

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10 Rules for the Ride of Your Life

In Miami’s bustling streets or the business world, enthusiasm isn’t just a bonus—it’s the fuel that powers your journey.
-Wilson Alvarez

10 Rules for the Ride of Your Life – Miami Style
In his bestselling book “The Energy Bus: 10 Rules to Fuel Your Life, Work, and Team with Positive Energy,” Jon Gordon inspires readers to take control of their journey, embrace positivity, and lead with purpose. His principles have guided leaders, entrepreneurs, and teams worldwide to achieve success.
Here, we bring Jon Gordon’s transformative lessons to life, adding a vibrant Miami twist to help business professionals in the Magic City thrive in their careers. Let’s explore the 10 rules, Miami-style!

1. You’re the Driver of the Bus.
Jon Gordon reminds us that we’re in control of our own destiny. In Miami, a city of dreamers and doers, this couldn’t be more relevant. Whether you’re launching a startup in Wynwood or closing real estate deals in Brickell, the power to chart your path lies in your hands. Be the driver, not the passenger, and steer your journey with confidence.
2. Desire, Vision, and Focus Move Your Bus in the Right Direction.
Your success in Miami’s fast-paced business world hinges on your clarity of vision. Desire is the engine that gets you moving, your vision is the GPS guiding you, and focus keeps you on track. Keep your eyes on the road ahead, whether you’re scaling a tech startup or running a family-owned restaurant in Little Havana.
3. Fuel Your Ride with Positive Energy.
Miami thrives on energy—its sunny beaches, vibrant art scene, and bustling nightlife are all fueled by positivity. Bring that same energy into your business. A positive mindset isn’t just contagious; it’s what powers your team and propels you through challenges.
4. Invite People on Your Bus and Share Your Vision for the Road Ahead.
Success in business is a team effort, and in Miami, collaboration is key. Share your goals with your team, clients, and partners. Whether you’re hosting a networking event or pitching an idea, inviting the right people onboard ensures everyone is aligned and excited about the journey.
5. Don’t Waste Your Energy on Those Who Don’t Get on Your Bus.
Not everyone will be part of your journey, and that’s okay. Focus on those who share your vision and leave the rest behind. Miami’s business scene is full of opportunities—save your energy for the people and projects that align with your goals.
6. Post a Sign that Says “No Energy Vampires Allowed” on Your Bus.
Negative attitudes can derail even the best plans. In Miami, where competition is fierce, protecting your energy is critical. Surround yourself with people who uplift and inspire you, and don’t let energy vampires drain your enthusiasm.
7. Enthusiasm Attracts More Passengers and Energizes Them During the Ride.
In Miami, passion attracts attention. Leaders who exude enthusiasm inspire loyalty and energize their teams. Whether you’re leading a sales pitch or opening a new storefront, let your excitement shine—it’s the ultimate magnet for success.
8. Love Your Passengers.
Show genuine appreciation for your team, clients, and community. In Miami’s diverse and interconnected business environment, relationships are everything. A little love goes a long way, turning passengers into lifelong advocates for your journey.
9. Drive with Purpose.
Purpose isn’t just about profits—it’s about making a difference. Whether you’re mentoring young entrepreneurs or working toward a greener Miami, let purpose guide your decisions. It’s what separates a leader from a boss.
10. Have Fun and Enjoy the Ride.
Business is a journey, and in Miami, we know how to make the most of it. Celebrate your wins, laugh through the challenges, and savor every moment. After all, success is sweeter when you enjoy the ride.

Miami Business Success Story: A Journey with the 10 Rules
Meet Carlos, the owner of a growing logistics company in Doral. Inspired by Jon Gordon’s Energy Bus, Carlos embraced his role as the driver of his company’s journey. He fueled his team with positivity, shared his vision to create an efficient and people-first business, and invited passionate individuals onto his bus.
When faced with naysayers and energy vampires, Carlos set boundaries and focused on the people who believed in his mission. His enthusiasm became infectious, attracting top talent and energizing his entire workforce. By loving his passengers—employees and clients alike—Carlos built trust and loyalty.
Driven by purpose, Carlos also gave back to the community by supporting local charities. He celebrated every milestone, from expanding his fleet to hitting revenue goals, reminding his team to enjoy the ride. Today, Carlos’s company thrives, a testament to the power of leading with positivity and purpose.

Acknowledgment:
This blog is inspired by Jon Gordon’s “The Energy Bus”, whose timeless lessons guide us to lead with purpose, positivity, and vision.

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The Milton’s New Years Eve Party 2024

Honoring Legacy and Tradition: The Miltons’ Spectacular New Year’s Eve Celebration

The New Year’s Eve party hosted by the Milton Family—Joseph Milton, Frank Milton,  Cecil Milton, and his wife Ana—along with their next generation, was an extraordinary celebration of tradition, elegance, community, and the legacy of Patriarch José Milton. Held at a stunning oceanfront estate in Gables Estates with a breathtaking open bay view, the event honored the family’s heritage while ushering in the new year with grandeur. The tradition of the annual party traces back to José Milton, who would host lavish gatherings complete with spectacular fireworks displays, originally as part of his birthday celebrations. Today, the Milton family continues to honor his legacy by making this event one of the most talked-about celebrations in Miami.
The extensive guest list included Miami entrepreneurs, business leaders, philanthropists, nonprofit professionals, and family friends, old and new. Guests were treated to a white-glove valet service, a seamless RSVP process, and a glamorous greeting by photographers against a Cirque du Soleil Alegría-themed backdrop. Inside, the atmosphere was that of a high-end gala, with exquisite decor, ambient music, hors d’oeuvres, and a full bar that created an ambiance of sophisticated celebration. However, the party’s magic extended beyond the salon, as guests discovered a vibrant outdoor space with a Cirque du Soleil-inspired stage set against the stunning bay view, where fireworks and live performances added to the unforgettable experience.
Ana VeigaMilton and Cecil Milton: Miami’s STEM Power Couple
Ana VeigaMilton and Cecil Milton exemplify a dynamic partnership that merges professional excellence with a commitment to community advancement. Cecil plays a pivotal role in managing United Property Management, the family business that develops, builds, and owns thousands of rental units across Florida. Under Cecil’s leadership, the company has continued to flourish, maintaining the Milton Family’s reputation as a cornerstone of Miami’s real estate industry.
Ana VeigaMilton, Cecil’s wife, is an attorney and engineer whose career and philanthropic focus revolve around STEM (science, technology, engineering, and mathematics) education and careers. She serves as the president of the José Milton Foundation, where she oversees initiatives supporting quality healthcare, education, and the advancement of STEM fields. Ana is particularly passionate about encouraging women and minorities to pursue careers in math and engineering, providing scholarships and mentorship opportunities to foster diversity in these fields.
Ana and Cecil also cofounded the Cecil & Ana Milton Family Foundation, which focuses on conservation, the environment, and supporting veterans, military families, and first-responders.
Ana’s involvement extends to the University of Miami, where she serves as a Trustee and as a past president of the Citizens Board, supporting initiatives that align with her dedication to STEM education and to improving South Florida’s reputation as a hub for research and entrepreneurship. Her leadership and commitment to these causes highlight her role as a trailblazer in empowering the next generation of innovators.
The Milton Family Legacy
The New Year’s Eve party not only showcased the family’s exceptional hospitality but also highlighted their shared dedication to honoring the traditions established by their father, José Milton. Known for his transformative contributions to Miami’s real estate landscape, José Milton built a legacy of excellence that continues to inspire his children. His wife Nilda instilled in her sons the spirit of philanthropy and giving back.
Joseph Milton leads J. Milton & Associates, a South Florida real estate development powerhouse. Frank Milton also plays an active role in upholding the family’s legacy and contributes his unique energy to their collective efforts. Together, the Milton brothers and their families form a unified front, committed to maintaining the high standards set by their father and imparting those same values of education, work ethic, hospitality, and gratitude to this great country to the next generation.
A Celebration of Legacy, Tradition, and Community
This year’s New Year’s Eve celebration was a testament to the Milton family’s enduring legacy. With Cecil and Ana VeigaMilton leading the charge as a true power couple, their influence extends beyond their professional achievements to their heartfelt dedication to community building and STEM education. The event, steeped in tradition and bursting with modern flair, was a reflection of the family’s values of excellence, unity, and giving back.
Through their ongoing efforts in real estate, philanthropy, and STEM advocacy, Cecil and Ana VeigaMilton are shaping Miami’s future while honoring the legacy of José Milton. Their work serves as an inspiration to all, proving that with vision, dedication, and collaboration, a lasting impact can be made in both business and community.

Photo credit: Ron Magill

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Miami Dade College and Goldman Sachs 10,000 Small Businesses program

Growth happens when you invest in yourself and your vision.
-Wilson Alvarez
On January 9, 2025, the Greater Kendall Business Association hosted its first luncheon of the year. Members gathered with excitement to kick off a prosperous new year. Chairman Carlos Rivero warmly welcomed attendees, wishing everyone success in 2025. He introduced a new initiative: speed networking. This interactive exercise helped participants connect in fresh, engaging ways.

The highlight of the event was keynote speaker Scott Byrd, Director of Outreach and Entrepreneur Recruitment for the Goldman Sachs 10,000 Small Businesses program (10KSB) at Miami Dade College. Miami Dade College President Bryan Stewart and Dean Pamela Fuertes Beri were present to support this transformative program.
From Left to right, Miami Dade College President Bryan Stewart, Goldman Sachs 10k Director Scott Byrd, GKBA Director Juan Medina, Miami Dade College Dean Pamela Fuertes Beri & GKBA Chairman Carlos Ribero.
Scott Byrd brought 20 years of expertise in lending and finance to his presentation. As director, he oversees participant recruitment, partnerships, and support services. He explained how the 10KSB program helps small business owners develop actionable growth strategies through a structured 13-week curriculum. With his approachable style, Byrd simplifies complex financial concepts, making them accessible to everyone.
Byrd’s background is inspiring. Before joining Miami Dade College, he served 12 years in the U.S. Navy. He has also taken on significant civic roles, including chairing the Academy of Finance, the Greater Miami Chamber’s Leadership Miami program, and District Governor for Toastmasters. His dedication to leadership and community is evident.
Under Byrd’s guidance, the 10KSB program has flourished. Scholars, or participants, benefit from a “Mini MBA” experience at no cost. Since 2010, Goldman Sachs has invested $750 million into the program, helping 20,000 businesses increase revenue and create jobs. The program combines education and networking to empower entrepreneurs.
The curriculum, designed by Babson College, focuses on growth strategies tailored to small business owners. Scholars engage in peer-group learning, one-on-one advising, and collaboration with subject matter experts. After graduation, they join a national network of 14,000 alumni. Locally, Byrd continues to foster connections for graduates, ensuring lasting impact.
One unique aspect of the program is the development of a personalized growth plan. This plan aligns resources and action steps to help businesses scale. As Byrd noted, “Many feel alone in business. This program proves you’re not.” The 96% graduation rate highlights its success and the value scholars find in committing to the process.
As Henry Ford once said, “Coming together is a beginning; keeping together is progress; working together is success.” Byrd’s work and the 10KSB program embody this idea. The program connects business owners, fostering collaboration and mutual growth, creating a supportive environment for success.
The Goldman Sachs 10,000 Small Businesses program is more than education—it’s a community. It empowers business owners with the tools, networks, and strategies needed to thrive.
Are you ready to grow your business? Learn more about the 10KSB program by visiting 10KSB or calling (305) 237-7817. Take the first step toward building your future today!

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