The Power of Strategic Capital by Jullion Taylor Jr.
The Power of Strategic Capital by Jullion Taylor Jr.
How military discipline and financial precision are shaping Miami’s middle-market future
Strategic capital is never accidental—it’s engineered.
– Jullion Taylor
Jullion Taylor Jr. stands out as a Miami Rising Star because he blends military discipline with deep financial expertise. His strategic capital approach helps middle-market companies and investors navigate complex financing decisions with confidence and precision.
A Miami Rising Star isn’t defined by visibility alone. It’s defined by consistency, precision, and trust earned over time.
Jullion Taylor Jr. embodies those qualities in a city that moves fast and demands clarity.
Miami’s business ecosystem has evolved dramatically over the past decade. Middle-market companies are scaling faster. Private capital is flowing differently. M&A activity continues to expand. However, growth without structure can create instability. That’s where leaders like Taylor stand out.
As Partner and Managing Director at US Capital Global, Taylor specializes in delivering customized debt and equity financing solutions for middle-market companies. He also works with affluent families, high-net-worth individuals, and independent RIAs to structure sophisticated wealth and investment strategies.
Direct Answer: This article highlights why Jullion Taylor Jr. is recognized as a Miami Rising Star and how his disciplined approach to strategic capital supports business growth and complex financial transactions.
Before entering investment banking, Taylor served in the military. That experience shaped his mindset in ways that extend far beyond leadership clichés. Discipline, accountability, and preparation became habits. Today, those habits define how he evaluates risk, structures transactions, and advises clients.
He began his financial services career in 2010 as a founding member of TC Capital Advisors, LLC. From corporate formation and acquisitions to capital raising and compliance, Taylor developed a comprehensive understanding of business infrastructure. Instead of focusing solely on transactions, he focused on building resilient foundations.
At US Capital Global, that perspective allows him to navigate complex financing environments that include private equity, private credit, venture capital, and large-scale project development. More importantly, it allows him to help clients move forward without guesswork.
In Miami’s competitive landscape, speed is often celebrated. Yet strategic capital requires something deeper than speed. It requires alignment. It requires due diligence. It requires the ability to see beyond immediate opportunity and measure long-term sustainability.
Taylor’s work reflects action grounded in structure. He doesn’t rely on market optimism. Instead, he builds capital strategies that are intentional, measurable, and defensible. That discipline gives clients confidence when navigating mergers, growth initiatives, or complex financing decisions.
According to Harvard Business Review, the most effective financial leaders prioritize preparation over prediction. That principle resonates strongly in Taylor’s approach. Markets shift. Capital cycles fluctuate. However, disciplined strategy remains constant.
The takeaway is simple. A Miami Rising Star earns recognition through reliability. Jullion Taylor Jr. represents the kind of leadership that quietly strengthens Miami’s business foundation while others chase headlines.
As Warren Buffett once said, “Risk comes from not knowing what you’re doing.” That statement reinforces the value of informed strategy. In complex capital environments, knowledge and preparation reduce uncertainty. Taylor’s career reflects that philosophy.
If you are building, scaling, acquiring, or restructuring, strategic capital decisions cannot be improvised. They must be engineered with precision.
If your business is preparing for growth, navigating M&A, or evaluating complex financing structures, now is the time to align with disciplined leadership.
Connect directly with Jullion Taylor Jr., Partner and Managing Director at US Capital Global, to explore strategic capital solutions built for long-term stability and measurable growth.
📞 +1 202-570-9748📧 jtaylor@uscapital.com
Connect with Jullion Taylor Jr. to structure strategic capital with confidence.
Business Fraud Claims Under Florida Law
Business Fraud Claims Under Florida Law: What a Business Litigation Lawyer Must Prove
Business fraud cases are not won with outrage. They are won with proof. If you believe a vendor, partner, buyer, or competitor lied to get your money, your confidential information, or your signature, you still must build a claim that meets Florida’s legal elements and survives the defenses that show up in almost every fraud lawsuit.
Perez Mayoral, P.A. represents businesses and individuals across Florida in state and federal courts. When a business litigation lawyer evaluates a fraud claim, the question is not just “Was it shady?” The question is “Can we prove the required elements, tie the lie to a real decision, and measure damages in a way a judge will enforce?”
What counts as “fraud” in Florida business disputes?
In Florida, a common law fraud claim (often called fraudulent misrepresentation or fraudulent inducement) generally requires proof of four elements: a false statement of material fact, knowledge that it was false, intent that the other side rely on it, and damages caused by reliance. The Florida Supreme Court summarizes these elements in Butler v. Yusem, 44 So. 3d 102 (Fla. 2010).
In business litigation, fraud shows up in patterns like:
A buyer inflates finances to induce a sale or credit terms
A seller hides deal killing facts during acquisition talks
A partner lies about revenue, expenses, or distributions
A vendor promises capabilities it does not have to win a contract
A competitor takes data while pretending to negotiate a deal
The theory is simple: the transaction happened because of a lie that mattered.
The four things your lawyer must prove
1) A false statement about a material fact
Fraud is about a statement of fact, not a broken promise or a vague opinion. “Material” means it mattered to the decision. A business litigation lawyer typically anchors this to something concrete: pricing, ownership, financials, existing contracts, regulatory status, inventory, capacity, or rights to intellectual property. Butler v. Yusem, 44 So. 3d 102 (Fla. 2010).
2) Knowledge of falsity (or reckless disregard)
Florida fraud requires knowledge that the statement was false at the time it was made. That can be proven with internal emails, prior versions of financials, vendor communications, or “we knew this was not true” admissions in documents and messages.
This is where early evidence preservation matters. Most business fraud cases turn on what the defendant knew and when they knew it.
3) Intent to induce reliance
The misrepresentation must be made to cause action, like signing an agreement, making a payment, releasing claims, giving access, or extending credit. This is usually proven by the context: pitches, proposals, due diligence responses, and what the defendant asked you to do right after making the statement. Butler v. Yusem, 44 So. 3d 102 (Fla. 2010).
4) Reliance and damage
You must show you acted because of the misrepresentation, and you suffered harm as a result. Butler v. Yusem, 44 So. 3d 102 (Fla. 2010).
In real cases, the defense tries to break this link by saying:
“You did not actually rely”
“You would have done it anyway”
“The contract contradicts the alleged statement”
“Your damages are just a contract dispute”
So a business litigation lawyer will build reliance using clean facts: who decided what documents were reviewed, what questions were asked, what was answered, and what changed because of the statement.
The contract problem: “Is this just breach of contract?”
A lot of business fraud claims live next to a contract claim. Florida’s economic loss rule is limited to products liability after Tiara Condominium Ass’n, Inc. v. Marsh & McLennan Companies, Inc., 110 So. 3d 399 (Fla. 2013).
That does not mean every fraud claim automatically survives. Courts still scrutinize whether the alleged fraud is truly independent of a mere failure to perform. In practice, the cleanest fraud cases focus on misrepresentations that occurred during formation of the deal, such as false due diligence disclosures, fake financials, or hidden conflicts, not just “they did not do what they promised.”
Deadlines: fraud is not forever in Florida
Fraud claims have real limitation issues, and people miss them because fraud is often discovered later.
Florida’s limitations statute generally provides a four-year period for actions founded on fraud.Florida also has a fraud discovery rule: the time runs from when the facts giving rise to the cause of action were discovered or should have been discovered with due diligence, with a 12-year repose cap in the statute.
Translation: you cannot sit on a suspected fraud claim and assume you can file whenever you feel ready. Timing analysis is part of the first serious case review.
Evidence that moves fraud cases
Fraud is pleaded aggressively but proven narrowly. The strongest evidence usually includes:
The actual statement: email, proposal, text, pitch deck, recorded call, signed disclosure
Proof it was false: bank records, accounting exports, regulatory filings, internal messages
Proof the defendant knew: prior contradictions, internal reports, admissions, revisions
Proof you relied: board minutes, approval emails, investor communications, deal timeline
Proof of damages: payments, chargebacks, lost profits, remediation costs, expert analysis
A business litigation lawyer’s job is to turn the “story” into a file that can survive dismissal and win at summary judgment or trial.
Remedies and leverage options beyond common law fraud
Depending on the facts, Florida law may offer parallel claims that change leverage:
FDUTPA can apply to unfair or deceptive acts in trade or commerce and may allow actual damages plus attorney’s fees under the statute.
Civil theft may apply in specific situations involving theft as defined in Florida’s theft statutes, and it carries a high proof standard (clear and convincing evidence) plus a written demand requirement before filing.
Not every dispute fits these. A solid fraud strategy selects claims that align with the evidence rather than throwing everything into the complaint.
Talk to Perez Mayoral, P.A.
Business fraud claims can escalate fast. The earlier you lock down documents, map the timeline, and evaluate deadlines, the more control you keep. Perez Mayoral, P.A. represents businesses and individuals in Florida state and federal courts, focused on enforcing legal rights and pursuing damages where Florida law allows.
If you need a Florida business litigation lawyer to evaluate whether your case is a true fraud claim or a contract dispute dressed up as fraud, contact Perez Mayoral, P.A. at 866-416-2368 or info@pmlawfla.com to schedule a consultation.
Disclaimer: This content is for informational purposes only and is not legal advice. Reading or using this information does not create an attorney-client relationship. Legal outcomes depend on the specific facts of each case and the law in effect at the time, which may change. This information is intended to address general issues under Florida law and may not apply to your situation. You should not rely on this content as a substitute for legal advice and should consult a licensed Florida attorney regarding your specific circumstances.
Anticipatory Breach in Florida Contracts
Anticipatory Breach in Florida Contracts: What Businesses Need to Know Before the Deadline Hits
Anticipatory breach occurs when one party clearly communicates—through words or conduct—that they will not perform their contractual obligations, even though the deadline for performance has not yet arrived. In real-world terms, it may look like a supplier stating “we’re not shipping,” a contractor walking off a project, or a counterparty refusing to proceed unless the contract terms are changed.
Under Florida law, anticipatory breach—also called anticipatory repudiation—can give the nonbreaching party the right to treat the contract as breached immediately and pursue remedies.
Under Florida law, anticipatory breach occurs when a party makes a clear, distinct, unequivocal, and absolute refusal to perform a contractual duty before performance is due.
Florida courts require that the refusal be unmistakable. A mere complaint, delay, or expression of frustration is not enough. The repudiation must be “distinct, unequivocal, and absolute.” Mori v. Matsushita Electric Corp. of America, 380 So. 2d 461 (Fla. 3d DCA 1980). The Florida Supreme Court has also confirmed that when one party clearly repudiates a duty to perform, the other party’s remaining duties may be discharged. Hospital Mortgage Group v. First Prudential Development Corp., 411 So. 2d 181 (Fla. 1982).
Importantly, Florida’s standard jury instructions emphasize that the party claiming anticipatory breach must also prove that they were ready, willing, and able to perform their own obligations at the time of repudiation. This element frequently determines the outcome of litigation.
What Counts — and What Does Not
Florida courts typically see anticipatory breach arise in several recurring patterns.
1. Clear Refusal to Perform
Statements such as “We will not deliver,” “We are done,” or “We are terminating and will not continue” present the cleanest examples.
2. Conditional Refusal That Rewrites the Deal
If a party demands new terms not required by the contract and refuses to perform unless those demands are met, Florida courts may treat that as anticipatory repudiation if the refusal is absolute.
3. Conduct That Falls Short
Delays, hesitation, or ambiguous communications generally do not qualify unless they clearly show an intent not to perform. The standard is clarity—not speculation.
Strategic Decision: Act Now or Wait?
When anticipatory breach is established, Florida law generally allows the nonbreaching party to treat it as an immediate breach. But the strategic decision is rarely automatic.
Key considerations include:
Whether performance remains realistically possible
Whether evidence may disappear
Whether the continued performance risks waiver
Whether notice and cure provisions apply
Whether losses will escalate if action is delayed
Premature termination, however, can backfire. If the repudiation does not meet Florida’s strict standard, the party who terminates may be deemed the breaching party.
Contracts for Goods: Special UCC Tools
When the contract involves goods, Florida’s Uniform Commercial Code (UCC) provides additional leverage.
Adequate Assurances – Fla. Stat. § 672.609
If reasonable grounds for insecurity arise, a party may demand written adequate assurances of performance. Failure to provide those assurances within a reasonable time (not exceeding 30 days) constitutes repudiation.
Anticipatory Repudiation – Fla. Stat. § 672.610
If repudiation substantially impairs the value of the contract, the aggrieved party may suspend performance and either await performance for a commercially reasonable time or pursue remedies.
Retraction – Fla. Stat. § 672.611
A repudiating party may retract in certain circumstances unless the aggrieved party has materially changed position or treated the repudiation as final.
These statutory tools frequently determine leverage before litigation even begins.
Practical Steps if Repudiation Is Suspected
Confirm key communications in writing.
Preserve emails, drafts, and delivery logs.
Document your readiness to perform.
Send formal notice consistent with the contract.
For goods contracts, consider a written demand for adequate assurances.
Avoid premature termination without legal review.
Why Early Strategy Matters
Anticipatory breach disputes are often decided long before trial. The wording of a single letter, the timing of termination, or the documentation of readiness can determine whether damages are recovered—or whether liability shifts.
Facing a Potential Anticipatory Breach?
If you are dealing with a contract dispute involving repudiation, termination issues, or enforcement questions under Florida law, experienced legal counsel can help evaluate your options and protect your position.
Perez Mayoral, P.A., represents businesses and individuals throughout Florida in complex contract disputes in state and federal courts.
866-416-2368info@pmlawfla.comwww.pmlawfla.com
TL:DR
What is anticipatory breach under Florida law?Anticipatory breach under Florida law occurs when a party makes a clear, distinct, unequivocal, and absolute refusal to perform a contractual duty before performance is due.
Bank Miami Founders
The Return of Relationship Banking in a Big Small City
A conversation with the founders of Bank Miami
By Wilson Alvarez
A Small Miami Moment That Became a Full-Circle Story
Sometimes Miami feels like a global capital.Other times, it feels like a neighborhood.
While attending a Doral Chamber of Commerce presentation featuring the founders of Bank Miami, I experienced one of those quiet reminders that this city, for all its size, remains deeply connected.
During a conversation with Mary Usategui, CEO and Co-Founder of Bank Miami, she mentioned something that stopped me in my tracks.
Daniel R. Martinez’s father had worked at Bank of Miami decades ago in a senior leadership role.
So had my mother.
I never met his father personally, but I knew of him. In the early 1980s, his name carried weight and respect inside the institution. Years later, long after those early banking days, he unknowingly impacted my life in a profound way.
Through his recommendation, I was hired in my early twenties to supervise the Item Processing Department at an international bank in Brickell — a defining moment in my career.
Standing there in Doral, listening to Daniel speak about character, regulation, and relationship banking, I was finally able to thank him — even though his father is no longer with us — for the opportunity his father helped create decades ago.
Miami, as Daniel later described it, is truly a “big small city.”
And that moment led into a deeper conversation with the three founders of Bank Miami:
Mary Usategui — CEO & Co-Founder
Daniel R. Martinez — Chief Banking Officer & Co-Founder
David Monter — EVP, CFO & COO & Co-Founder
Their story is more than the launch of a new bank.
It is the return of relationship banking to South Florida.
Building a Bank With a Simple Idea
Bank Miami was founded on a belief that feels almost old-fashioned in today’s financial landscape:
Banking should be personal.
The founders openly acknowledge that they offer the same core products as other banks. The difference is not in the product menu.
It is in the approach.
More creative.More hands-on.More human.
Clients are not account numbers. They are relationships.
Headquartered in South Miami, the bank was built to serve communities like Coral Gables, Downtown Miami, Doral, and South Miami itself — thoughtfully and deliberately.
The First New Bank in South Florida in 17 Years
The timing of Bank Miami’s arrival matters.
Over the past two decades, South Florida watched respected community banks gradually disappear through mergers and acquisitions. Institutions such as Gibraltar Private, Professional Bank, Marquis Bank, Apollo Bank, First National Bank of South Miami, and Biscayne Bank were absorbed into larger entities.
A void formed.
Bank Miami launched to help fill it.
In its first year, the bank has experienced significant growth and achieved the milestone of surpassing $200 million in assets — an impressive accomplishment for a de novo institution.
Daniel was careful to frame it correctly.
Assets fluctuate. Deposits move. Markets shift.
The exact number on any given day is less important than the momentum.
The message is clear: the community has responded.
A Culture Built on Experience, Not Transactions
Inside the bank, the philosophy is simple:
Leave your problems at the door.
Clients feel energy when they walk in. Whether positive or negative, it travels quickly.
The goal is not to sell a checking account.It is to create an experience clients remember long after they forget interest rates or account features.
Because people rarely remember the product details.
They remember how they were treated.
How Do You Start a Bank Today?
Opening a bank in today’s regulatory environment is not for the faint of heart.
As a de novo institution, Bank Miami worked closely with the Florida Office of Financial Regulation and the FDIC to develop a detailed three-year business plan outlining growth projections, capital ratios, profitability targets, and risk management guardrails.
Most bank charters take 12 to 18 months to approve.
Bank Miami received approval in just four months — an extraordinary timeline made possible by a seasoned leadership team and a board composed of individuals from highly regulated industries.
Mary, a CPA by trade and former CFO, brings a discipline that resonates strongly with regulators.
The team’s philosophy toward oversight is refreshingly transparent.
“We call them for everything,” Daniel explained.
Rather than avoiding regulators, they embrace them as partners. In banking, silence is often the beginning of trouble. Open dialogue builds trust.
Built From Scratch — Every Product, Every Process
Unlike most startups, a bank opens with nothing ready.
Every deposit product, lending structure, compliance protocol, disclosure, audit framework, and technology integration had to be built from the ground up.
This infrastructure development took nearly a year before opening day.
And then, two weeks before launch, the team discovered they were not fully connected to the Federal Reserve settlement systems.
Without that connection, wires could not move.
In true entrepreneurial fashion, they pivoted.
Through a correspondent bank relationship, they temporarily routed transactions behind the scenes, allowing clients to open accounts, write checks, send wires, and use debit cards seamlessly while infrastructure was finalized.
Clients never saw the challenge.
They simply experienced a bank that worked.
Why Community Banks Matter for Small Businesses
One message the founders share repeatedly:
Small businesses should build relationships with community banks before they need them.
Large institutions rely heavily on automation and standardized decision-making models.
Community banks look at the person behind the business.
For Subchapter S owners and small business operators whose tax structures may not fit perfectly into a national bank’s template, that difference can be critical.
Community banking allows room for context.
Character Over Numbers
Daniel often jokes that he was terrible at math.
“I’m not in the math business,” he says. “I’m in the relationship business.”
Growing up as the son of a banker, he learned early that character outweighs spreadsheets.
A borrower with integrity who communicates when challenges arise is far more valuable than a perfect balance sheet without accountability.
And contrary to popular belief, banks do not want properties returned to them.
They are not contractors.They are not property managers.They are not builders.
They are partners.
When projects face difficulty, the objective is collaboration — extending terms, adjusting structures, stabilizing the relationship.
Long-term trust matters more than short-term enforcement.
Technology With a Human Purpose
Bank Miami embraces AI — but not as a replacement for people.
AI enhances compliance efficiency, particularly in business onboarding and Bank Secrecy Act due diligence. It assists with research and documentation, allowing the BSA officer and compliance team to review and finalize work more effectively.
Technology removes friction.
People create trust.
That balance defines the bank’s culture.
One Client at a Time
The founders speak about growth with discipline.
As a de novo bank, they operate under regulatory guardrails and examinations every six months. Measured expansion, strong capital ratios, and adherence to their approved business plan remain paramount.
The strategy is not rapid scaling.
It is steady momentum.
One client at a time.One relationship at a time.
And sometimes, one full-circle Miami story at a time.
This feature appears on MiamiBankingNews.com and is also highlighted through SouthMiamiNews.com as part of the MiamiBusiness.com ecosystem, recognizing Bank Miami’s headquarters in South Miami and its growing presence across the region.
In a city that moves fast, there is still room for banking built on trust.
A Conversation With Michael Miller
A Conversation With Michael Miller: Community, Purpose, and the Power of Local Voices
What decades of community journalism taught him about unity, business, and chasing what matters
By Wilson Alvarez
TL;DR
For the past few years, Michael Miller and I have shared Saturday breakfasts in South Miami. Those conversations recently came full circle when I attended his keynote and realized that the same wisdom he shares across the breakfast table is the same wisdom he shares from the stage.
Breakfast at Casa Cuba
Since COVID, Michael and I have been meeting every other Saturday morning at Casa Cuba in South Miami.
What began as casual breakfast conversations quietly evolved into something far more meaningful. Over café con leche for me and decaf coffee for him, we’ve talked about business, community, life, family, marketing, purpose — and recently, a healthy amount of AI.
The beautiful thing about those mornings is simple: wisdom is always shared.
Sometimes it’s mine.But if I’m being honest, most of it comes from him — something I deeply appreciate.
So when I attended his keynote at the Greater Kendall Business Association, it didn’t feel like listening to a speaker.
It felt like one of our Saturday breakfasts — just amplified.
What follows isn’t simply a recap of a speech.It’s a continuation of those conversations.
Why Local Newspapers Were Created in the First Place
One of the strongest themes Michael shared was the original purpose behind launching community newspapers across Miami.
People needed a place to talk about their lives.
Not global politics.Not national headlines.
Local life.
The potholes down the street.The traffic getting worse.The oversized signs.The apartment buildings going up.
He explained how he helped launch newspapers across multiple communities as part of a team of about 50 people who believed in something simple but powerful:
Local voices matter.
These newspapers were pro-incorporation because the belief was that communities should have the opportunity to decide their own future.
Many areas went on to become thriving cities — Pinecrest, Palmetto Bay, and Cutler Bay among them.
Then he paused and said something that caught the room’s attention:
Kendall never incorporated.
In his view, voters should have been allowed to decide. The lesson wasn’t political — it was civic.
Communities thrive when people are given a voice.
How Business Associations Were Born
As these cities began to form, Michael recognized another need: local business communities.
He shared the story of sponsoring lunches in Pinecrest and encouraging local leaders to create their own business associations.
Eventually, he told them:
“I’m done paying for the lunches. Here’s the charter. You start the organization.”
They wanted him to run it.
He refused.
Because real community must be built by the community.
That mindset helped spark business associations that continue to serve their cities today.
The Wake-Up Call About Diversity
One of the most honest moments in the keynote came from a simple breakfast gathering.
Michael used to host a weekly pastry group. One day, 40 people showed up. The mayor looked around the room and said:
“Michael, only three people here live in this city.”
That moment became a turning point.
He realized that our default setting is to surround ourselves with people who look like us, think like us, and live like us.
If we don’t intentionally expand our circle, we don’t build community — we build bubbles.
So he made a decision: their shows, their office, and their work would reflect Miami as it truly is — diverse, vibrant, and representative.
Today, he says the people walking into their office come from everywhere. And that diversity is one of the greatest joys of his work.
A Lesson From Rabbi Manis Friedman
During a video interview with Rabbi Manis Friedman, Michael asked a question many people secretly ask:
“How can I get more intimacy in my marriage?”
The Rabbi’s answer was simple:
“Remember — it’s about them, not about you.”
Michael admitted he had it backwards. He was focused on getting more instead of giving more.
That lesson extends far beyond marriage.
It applies to business.It applies to marketing.It applies to leadership.
When we focus on giving value first, everything changes.
The Truth About Advertising
Michael referenced one of the most famous marketing quotes of all time from John Wanamaker:
“Half the money I spend on advertising is wasted; the trouble is I don’t know which half.”
It was a reminder that marketing requires faith and commitment.
And the same principle applies to giving back.
When you donate time, energy, or resources, you may never see the full impact.
But you are making a difference.
The Story That Explains Why This Work Matters
One of the most emotional moments came from a guest he interviewed who shared her story of childhood abuse, running away, and eventually finding mentors who helped her attend Miami-Dade College and later earn a master’s degree from Case Western.
She went on to start a nonprofit and received a million-dollar grant.
At the end of the interview, she looked directly into the camera and said:
“If you’ve been sexually abused, it’s not your fault. You’re not alone. Call me.”
Michael explained that moments like that are why this work matters.
When you give people a voice, you give them power.
The One-Dollar Finch Story
He closed the keynote with a story that made everyone laugh — and then reflect.
A finch escaped from a large bird cage and perched seven feet up on chicken wire. Determined not to lose a one-dollar bird, Michael tried everything: reaching, climbing a ladder, even spraying it with a hose while holding a net.
Standing on a ladder, hose in one hand and net in the other — the ladder slipped.
He fell.
And as he hit the ground, one thought crossed his mind:
“Make sure the things you chase in life are worthwhile.”
That line perfectly summarized the entire keynote.
Final Thoughts
This wasn’t a talk about newspapers.
It was a talk about:
• Building community• Expanding inclusion• Giving people a voice• Showing up consistently• Chasing the right things
And maybe the biggest lesson of all:
When you love what you do, it stops feeling like work — and starts feeling like purpose.
Michael can be reached at michael@cnews.net
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